Planning for the future means looking at all the risks.

Chances are you’ve seen the effects of long term care on a family or friend. Maybe their estate was drained paying for nursing home care, or maybe they had to ask their children to care for them. As many people are finding out, in an extended care setting, the government only steps in to help after you’ve depleted your assets. This can leave little for a surviving spouse to live on; and even less to pass down to children.

Who do you want dictating long-term care in the event it’s ever needed? Do you want to be forced into a facility or would you rather receive care at home?

Long-Term Care Insurance is a relatively new product, and one with lots of options. Choosing a policy on price alone may leave you with inadequate coverage or leave you with a company that isn’t financially strong enough to pay claims. Add into the mix the new State of Ohio Partnership Agreement and federal tax deductibility – both are further incentives to purchase a long term care policy – but they can make choosing a policy even harder.

Attending one of our long term care educational seminars or scheduling a free, private consultation is a great way to determine what’s in your family’s best interest.

Advisory and planning services offered exclusively through appropriately licensed representatives of AIC.

This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your registered representative. Read it carefully before investing or sending money. Securities products are limited to residents of Ohio, Michigan and 11 other states where our representatives are registered. A representative from Creative Financial Partners will contact you to provide requested information.